要建立一个夫妻和睦，经济宽裕的家庭，就要从生活的实际情况出发。开源和节流是家庭理财的两大主题。应根据家庭财产多少，收入水平高低以及开支大小而定，提倡适当，合理消费和储蓄。

对当今的年轻人来说，有几个能合理规划，额，真是万中挑一

省钱是不会的了，但花钱总会吧：

1. How much did you have to lay out for your new car?

你这辆新车花了多少钱？

2. I plan to do shopping during the time for promotion at the shop.

我计划有促销活动的时候去购物。

3. My only misgiving is that it may require too large a sum of money.

我唯一担心的是花销可能太大。

4.I have summed up the money we spent last month.

我已经算出了，我们上个月所花金额的总数。

5. How much do you need to take out of the bank?

你需要从银行取多少钱？

6. Look for something inexpensive.

买不太贵的。

7. Let's draw in a bit because we spent too much.

节省点啊，我们快太多了。

8. I have to drop by the bank to get some money.

我去趟银行取钱。

9. All of their summer apparel is on sale now.

他们的夏装在打折。

Situation dialogue

A: How much money did you spend last month?

上个月花了多少钱？

B: No idea. But I keep a record of our costs.

不知道，不过我记下了我们的花销。

A: What about the living expenses?

生活费是多少？

B: I have never counted them.

我还没算过。

A: Won't you let me have a look? Oh we barely made both ends meet last month.

你让我看一看吧。上个月我们的钱勉强够花。

B: Yes, our expenses are mounting up.

对啊我们的花销在增加。

A: You know the cost of everything is rising. Take a squint at this. They are rarely needed.

你知道的东西都在涨。你看看这个吧，这些是完全没有必要。

B: Yes, you're right. They were necessary at that time.是的，你是对的，但当时我觉得那些是必须的。

A: We need to keep our spending in check.

我们应该控制自己的花销。

B: Well,I remember that.

好吧，我记住了。

A: We should organize our spending so that we don't live beyond our means.

安排好我们的开支，这样就不会入不敷出了。

B: I promise.I will keep a tight rein on expenditure from now on.

我知道了 现在开始我会严格控制开支。

句子量决定你的口语水平，念多几次，随口而出~